🫗DeFi vs TradFi

Benefits, drawbacks & how we bridge both.

Application
TradFi
DeFi
LedgePay

Usability

Instantly usable via bank transfer, card payment & virtual payment Accepted almost everywhere depending on the providers.

Require transfers to TradFi services, which is mostly associated with fees Barely any merchant acceptance world-wide

Allow onboarding for people to Web3 by making Web3 payments work like TradFi transactions.

Simplicity

3rd party services use usernames & simple UIs

Long wallet-ids, no simple UI

Save people as contact and store all of their payment destinations

Cost

Often associated with fees High card fees for merchants or in some cases customers

Continuously lower fees for transactions.

Reducing/removing transaction fees

International payments

Difficult & expensive to transfer abroad

Instant & easy transactions anywhere. Restrictions for withdrawal & use based on countries, banks & cryptocurrency laws.

Combining the non-restrictive access, speed & low fees of DeFi with the usability of TradFi. Allowing free/instang international asset transfers.

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